By accessing this website, the user must be aware of the following provisions applicable to each of the documents, information, data and requirements contained therein and which are property of Fidelidade-Companhia de Seguros, SA Não Vida NUEL: 100528878, NUIT: 400551847, Establishment Fund: 148,000,000 MZN, Headquarters: Rua 1393 (Paralela à Rua José Craveirinha) Nº 47, Bairro Polana, Maputo, Mozambique., Fidelidade-Companhia de Seguros, SA Vida NUEL: 100522357, NUIT: 400547521, Establishment Fund : 67,000,000 MZN, Headquarters: Rua 1393 (Paralela à Rua José Craveirinha) Nº 47, Bairro Polana, Maputo, Mozambique, hereinafter referred to as the Company



The personal data provided by the holder when filling out forms on this site will be processed and stored in computers by the Company and is intended for its exclusive use, in the context of pre-contractual relations or arising from the agreement entered into with its client, including its renewals.


The data will be kept to allow identification of holders until the relationship has definitely ceased.


The holder shall have free access to his/her personal data, with a frequency of no less than year from the date the information was collected or from the first access, upon written request and is entitled to correct that data.


The data collected as a result of the signature, execution or termination of the contract may be delivered to the judicial or administrative authorities, provided that it is in compliance with a legal obligation borne by the Insurer, and without prejudice to the duties and limits established for the protection of personal data and of competition, and always subject to the obligation of confidentiality, to the insurer's service providers, in particular their reinsurers and experts, and also to entities, namely associations, such as the Portuguese Association of Insurers, that consist of or lawfully carry out data compilation actions, fraud prevention and combat actions, market studies or statistical or technical and actuarial studies.


The owner of the data authorizes the Company to:


a. provide his/her data to companies of the Group of which it is a part, safeguarding its confidentiality, its use according to the institutional purpose of those companies and its compatibility with the purposes of the data collection;


b. to collect additional personal data from public bodies, specialized companies and other private entities, with a view to confirming or supplementing the information collected necessary for the management of the contractual relationship;


c. to carry out, if it so wishes, the magnetic recording of the telephone calls made, within the proposed contractual relationship, either during the preparation of the contract or during its duration, as well as to use it for any lawful purpose, namely for the execution, improvement or monitoring of the contracted services, and to serve as evidence.




1- Through this website, the Company intends to inform you about its brand and about the products and services that it makes available. The information provided does not constitute an offer in the legal sense of the term. The result from the use of simulators consists of simple information and can be considered reliable based on the data entered by the user. The result of the simulation is neither an estimate nor a contractual proposal, and therefore does not oblige the Company to enter into a contract on the terms simulated by the user.


2 - All information contained in this site is exclusively for private use and cannot be used for commercial purposes. On the other hand, the information provided does not constitute advice or recommendation of purchase, sale or contracting, and does not dispense with the need to use experts if necessary.


3 - The Company is not liable for any loss or damage to property or personal effects that may arise directly or indirectly from the use of the information provided, the user being solely responsible for all decisions taken on the basis of this information.


4- Through the website, the user will be able to access other Internet sites of Group companies, official institutions and organizations related to the insurance business, in Portugal. The links on the site were previously authorized by the respective entities.

5 - The intellectual property rights over all contents of this site, except those provided by duly identified external entities, are the property of the Company, including information, tools, graphic design of Internet pages, and all its components, pictures, graphs or texts.

6- The Company does not accept any responsibility for damages resulting from situations of impossibility, delay, suspension or interruption in the access to the website due to technical failure or other reasons. The Company does not guarantee that access to the site will not suffer interruptions or disturbances resulting from technical problems.


7- The total or partial reproduction of any information or content of the site, or its rental or sale, is not allowed without the prior authorization of the Company or of the duly identified external entities providing the information.


8- The Company reserves the right to complete, modify or suppress the information contained in the pages of the website.

9- The Company cannot guarantee total immunity of its website to attacks by hackers, viruses and other intrusion software.


10- Some pages of this site use cookies and JavaScript. Learn more about the use of cookies by clicking here. Inhibition of use of these components may constitute an obstacle to navigation.


11- Access to or use of the website implies acceptance by the user of the above mentioned conditions.